Call us: +65 8974 8728
INSTANT PAYNOW
REFERRAL PROGRAMME
Earn cash instantly every time you refer someone who needs help with credit score improvement, debt consolidation, or proper loan guidance.
Every successful referral = instant payout + bonus rewards + milestone gifts.
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How Referral Works?
We have built easy to follow referral process with 4 steps below.
STEP 1
Contact Us and Join as a Referrer
We’ll assign you a unique referral ID or referral link. The code will be unique to you and will highlight on our system whenever there is succesful referral.
STEP 2
Share Your Link with person in need
Send your link to anyone who needs: Credit score review, Credit improvement, Loan guidance, Debt consolidation support and Approval strategy advice
STEP 3
They Submit the Consultation Form
Your referral link auto-captures your ID.
STEP 4
You Get Paid Instantly
Once they complete the Free Credit Consultation, your reward is credited via PayNow instantly.
Call us now: +65 8974 8728
Launch Bonus
Limited to first 50 Referrers
+ $20 bonus added to your first successful referral.
(Automatically credited with your first payout.)
We gamify the referral process so that you can earn more with each referrral
Bronze Tier
1st referral → $30
Silver Tier
3rd referral onwards → $100 each
Gold Tier
10th referral onwards → $200 each
Not just, to make it more interesting we have milestones
Every sucessfull 10 referrrals you will get $10 Grab Voucher
Every sucessfull 15 referrrals you will get $20 Foodpanda voucher
Every sucessfull 20 referrrals you will get $50 cash boost
Monthly Top 10 Referrers will get $150 bonus
Fill out this form to join as referrer.
We will contact you shortly with your unique referral link.
Frequently Asked Questions
Sure you have some questions, the most repetitive ones “Who can be reffered, other terms and condition etc. Down below we have answered the most common ones.
Who can I refer?
You can refer anyone who:
• Wants a credit score review
• Needs help improving their credit score
• Is planning to apply for a loan soon
• Needs debt consolidation guidance
• Wants better advice on loan approval chances
If they can benefit from a Free Credit Consultation, they are eligible.
Is there any limit to how many people I can refer?
No limits — refer as many people as you want.
More referrals = higher payout tiers + milestone gifts.
How do I get paid?
All payouts are sent instantly via PayNow once your referral completes their Free Credit Consultation.
What if someone uses my link but does not finish the consultation?
Only completed consultations count as successful referrals and trigger cash rewards.
Can I refer myself?
No.
Self-referrals, duplicate entries, or fake leads are automatically disqualified.
How are milestone gifts tracked?
All referrals and milestones are monitored in our system.
You will receive:
• Grab voucher at 10 referrals
• Foodpanda voucher at 15 referrals
• $50 cash boost at 20 referrals
• Monthly Top 10 bonus if you qualify
Can FundingHero update the terms?
Yes. FundingHero may update referral rewards, milestones, or terms at any time to prevent misuse or fraud.
How do I start referring?
Simple! Use your referral ID or link, share it with anyone who needs credit help, and let them submit the consultation form.